About us

Pointaccess Bank offers loans, payments and savings to simplify everyday life for individuals and companies. Pointaccess Bank has its roots in the American savings bank movement, which dates back to 1820.

It is a story scripted in corporate wisdom and social pride. It is a story crafted in private capital, princely patronage and state ownership. It is a story of ordinary bankers and their extraordinary contribution in the ascent of Pointaccess Bank to the formidable heights of corporate glory. It is a story that needs to be shared with all those millions of people - customers, stakeholders, employees & the public at large - who in ample measure, have contributed to the making of an institution.

Banking smarter is easier than ever.

Unlock more benefits and rewards plus earn interest when you open a checking account. Apply in minutes with just $25.

Welcome to Pointaccess Bank

Access us wherever you go.


Make your savings work as hard as you do.

You have goals, and we have a variety of savings accounts designed to help you reach them. Open a new Elite Money Market Account today and earn 4.50% APY (Annual Percentage Yield) on balances of $25,000 or more. Rates vary by balance and location.

Business checking accounts

Simplify money management with business checking that works for you.

Simply answer a few questions to see which business checking account meets your needs.

Business Money Market Bonus Rate Promotion.

Earn money while you save with our limited time bonus interest rate.